This book documents the economics or the personal finance management of Prophet Muhammad (pbuh) through authentic narrations. It provides details of both the periods, i.e. period of life spent in Makkah and period of life spent in Medina.

First, the author dispels the myth that Islam discourages a standard of life that is above the state of poverty. The author argues that Islam does not encourage or asks people to remain poor and that being in poverty is not a virtue. If a person finds circumstances and capability, then seeking blessings of Allah with thankfulness is encouraged.

A Hadith says that a giving hand is better than a receiving hand. Such a situation requires that one becomes self-sufficient.

The author reconciles certain misconceptions about personal finance management of Prophet Muhammad (pbuh). Indeed, there were challenging times, but it is not correct to say that Prophet Muhammad (pbuh) in most periods of life was not having a decent standard of life.

Prophet Muhammad (pbuh) lost both parents at an early age. But, inheritance, support of grandparent and particularly by two uncles ensured that all physiological needs of Prophet Muhammad (pbuh) were met with convenience and ease in the early period of life.

Then, when Prophet Muhammad (pbuh) reached a mature age, He (pbuh) involved in herding and then trading. He (pbuh) learnt trading through his uncle and also accompanied him in trading visits. Then, Prophet Muhammad (pbuh) progressed and engaged as Mudarib in Mudarabah.

Prophet Muhammad (pbuh) did exceptionally well as a trading manager. People liked His honesty and professionalism. Then, Prophet Muhammad (pbuh) also acted as Mudarib for Khadija (rta). Both later on got married.

After first revelation came, Prophet Muhammad (pbuh) would have to spend more time in educating Muslims about the revelations and propagating Islam. His trading activities may have reduced after that, but were not completely stopped. Support of Ummul-Mumineen Khadija (rta) was also helpful.

As the activities related to teaching and propagation started taking much of the time, Prophet Muhammad (pbuh) could not have remained a full-time trader. Yet, He (pbuh) will have engaged as investor, i.e. Rabb-ul-Maal in Mudarabah enterprise.

In Medina, Prophet Muhammad (pbuh) was warmly welcomed. Often, He (pbuh) would be invited as guest with honour. People would feel honour if they get a chance to host Prophet Muhammad (pbuh) or send Him meals and gifts like clothes.

When battles started, Muslims started getting Amwal-e-Ghanimat. Prophet Muhammad (pbuh) also got His share. But, He (pbuh) would not use it all for Himself and family. Rather, He (pbuh) would distribute a major part of it to the needy.

In a nutshell, the picture that emerges from the authentic narrations is that Prophet Muhammad (pbuh) did not have to suffer from poverty or hunger. Occasional challenges were circumstantial. He (pbuh) had earned sustenance through trading. He (pbuh) also had livestock and in Medina, there were agricultural lands which will yield enough food for the whole family.

Prophet Muhammad (pbuh) had multiple forms of wealth including agricultural land, livestock and armor, to name a few. He (pbuh) was sufficiently able to meet His needs along with the needs of the family with ease. Prophet Muhammad (pbuh) had spent in charity all the time and this is only possible if (pbuh) had been able to manage His own personal finance without constraints. All in all, it is an excellent book with references given of each and every incident. Author has worked on many areas of Seerat-e-Nabwi and this was one unique aspect in which there was need for more authentic literature. Author had fulfilled that need and the publisher has published the book in very good format and quality.